
Note: Once successfully downloaded and activated, this app will replace your current Capitec banking app.
Note: Once successfully downloaded and activated, this app will replace your current Capitec banking app.
We've cut the cost of banking by using innovative technology, and put the value back in your pocket. The Capitec app is the best way to bank secure, easy to use and available on most smartphones. Subscribers to all the major networks pay zero data charges when using the app.
Pay people and accounts
Pay Capitec clients using only their verified cellphone numbers
Do immediate payments to other banks in South Africa
Buy prepaid electricity, airtime, data and SMS bundles at zero data charges
Get a free credit estimate
Get and manage your funeral plan at lower premiums
Open, personalise and manage 4 additional savings plans for free
Fix your savings plans to earn higher interest
Stop lost or stolen cards immediately
Update and manage your card limits (ATMs, card machines and online shopping)
Email electronically stamped statements
Manage your debit orders and DebiCheck mandates
Send cash for collection at any Checkers, Shoprite or Usave till
Pay DStv, SARS eFiling or your TV Licence immediately
Once you've registered and activated the app, remember to keep your:
Remote PlN secret
Cellphone safe and in your possession at all times
To register for Remote Banking, visit a branch. For more information, call our 24hr Client Care Centre on 0860 10 20 43.
A major strength of Universe on the Move is its well-defined scope. It focuses on providing users with an intuitive interface for logging attendance, applying for leave, and accessing salary information. This streamlined approach differs from all-in-one HR platforms like Workday or Namely, which often include a broader suite of features. For ICICI employees looking for a straightforward way to handle basic tasks, Universe on the Move proves to be a highly focused solution.The user interface of Universe on the Move could benefit from some modernization. While its functionality is adequate, the design feels a bit dated compared to slicker HR apps. That said, the core elements are still easy to navigate, and new users shouldn't face a steep learning curve. It would be nice to see a visual refresh in future updates of Universe on the Move, placing it closer to the aesthetic standards of modern mobile apps.As a banking institution, ICICI clearly understands the importance of secure data handling. Universe on the Move prioritizes user privacy and incorporates robust security measures to protect sensitive information. Throughout testing, the app demonstrated a reliable and consistent performance without any major glitches or crashes. Employees can feel confident that their personal HR details are in good hands with Universe on the Move.Currently, Universe on the Move's feature set is somewhat limited. While it does the basics well, it could benefit from additional functionality. For example, integrating performance review modules or streamlined communication tools could take Universe on the Move to the next level. However, it's important to balance added features with maintaining a focused and user-friendly experience.
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